Old style personal finance: money in the chest
Posted in About Debt Featured Investing Saving

The 3 Biggest Challenges in Personal Finance Today

Because of the pandemic, three things are becoming very important in personal finance. Some people struggle with how to find enough work and a decent…

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Colombian Banknote, 1984
Posted in Chart of the Day Featured Investing Saving

Gold, Silver Prices Jump, Platinum Recovering – Chart of the Day

The chance of negative interest rates pushed gold, silver prices higher last week. But year-to-date, precious metals are still not performing very well. After more…

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Mixed European banknotes.
Posted in Chart of the Day Featured Saving

Negative Real Interest Rate, Financial Repression in Your Pocket – Chart of the Day

It is difficult to find reliable data on financial repression and negative real interest rates. In our overview turned out that more than half of…

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Treasury Bond, 1979 (Wikimedia Commons)
Posted in Chart of the Day Debt Featured Investing Saving

How Is This Massive Negative Real Interest Rate Possible? – Chart of the Day

Negative interest rates and negative real interest rates may stay with us for a long time. Central banks and other big investors are buying government…

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Gold bars, high in demand in inflation times.
Posted in Featured Investing Saving

Are We Facing Epic Inflation, Horrific Real Interest, and Brutal Gold Price Explosion?

Inflation can explode and real interests fall further with the crisis. But in the short and middle term, also deflation is possible. Central banks will…

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Bear, symbol of the downtrend.
Posted in Featured Investing

To Buy Or Not to Buy? Was This All the Stock Market Coronavirus Crash?

Summary Are we in a stock market stock market coronavirus crash? Not yet. Real crashes can be far deeper and longer. Perhaps it’s not over….

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Stock certificate of the Baltimore and Ohio Railroad Company, 1903. Collection of JGHowes)
Posted in Featured Investing

Can You, Indeed, Build a Decent Passive Income with Stocks?

Summary The numbers show historical stock market returns are high, ideal to reach a passive income. By researches about long-term performance, you could double your…

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Posted in Debt Featured Investing Saving

How Works Compound Interest? Learn the Secrets of the Dark Side

Summary The compound interest has little effect in short term or by lower interest rates. But compound interest can make you rich in decades or…

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Money with shrinking value
Posted in Debt Featured Investing Saving

Eight Ways How Inflation Threatens Your Income, and 13 Ways to Fight It

Summary Inflation is almost always bad for you. The danger is huge. Worldwide, important central banks are trying to inflate the money. Inflation threatens your…

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